Banking, Mortgages & Credit Industry Market Research

Competitive Intelligence, Business Analysis, Forecasts, Market Size, Trends, Companies, Statistics

Available Data Services: Custom Research Projects, Database Subsription or PDF eBooks

Banking, Mortgages & Lending OVERVIEW

In recent years (largely as a result of the banking crisis during the 2007-2009 recession), global financial regulators have steadfastly made an effort to improve banking reserves and increase financial oversight to the point that future bank system meltdowns might be avoided.  Banks in much of Asia, Europe and North America have been put through stress tests by regulators and have been forced to dramatically increase their levels of capital.  Banks are holding very high levels of capital that give them a significant cushion of reserves against potential losses.
Meanwhile, methods and technologies that enable both businesses and consumers to make touchless payments and online payments boomed at incredible rates during the Coronavirus pandemic—boosting payment platforms like PayPal, Venmo and Zelle.  Consumers quickly replaced much of their physical, in-store shopping with online shopping.  Many shopping platforms with integrated payment tools, such as Shopify, saw terrific growth rates.
The Coronavirus initiated trends in banking and payments that will have lasting effects.  This is true on a global basis.  A good way to think of the total effect is that the Coronavirus accelerated what would have been the next 10 years’ worth of growth in digital behavior into a few months’ time.
The Globalization of Banking:  Banking has become a highly globalized industry.  This was fueled by four factors:  1) the availability of global electronic networks for distribution of funds and real-time management of information; 2) the easing of local restrictions on ownership of banks by foreign entities; 3) the opportunity to serve the needs of multinational corporations; and 4) the increasing attractiveness, from a banker’s point of view, of rising household wealth in emerging economies.  New opportunities were sought out globally by major banks.  However, regulations in many emerging economies restrict the level to which foreign firms can own local banks.
The “Shadow Banking” System:  Non-bank companies that offer financial services are a competitive threat to traditional banks.  Retailers, automobile manufacturers, stockbrokers, insurance companies and other business sectors are offering a growing array of bank-like services, from loans and mortgages to credit cards, to money market accounts with checking account-like features.  Walmart has become a retail financial services giant by opening banks within its stores in Mexico, along with “Money Centers” within hundreds of its U.S. stores.  Its Bluebird cash card enables customers to pay bills, cash checks and perform other non-depository business.  Walmart now offers low-cost checking accounts called GoBank, through a partnership with a Green Dot-owned bank.
Hedge funds and other alternative investment companies are making corporate loans, taking market share away from commercial banks.  More recently, trends in financial technology have enabled non-bank lending firms to proliferate, reaching borrowers via the Internet.
Financial Technology (FinTech) Has Become a Vital Hotbed of Innovation:  A revolutionary wave of apps for smartphones that act like debit cards, transfer funds and manage financial accounts is sweeping across the globe.  Firms on all sides of this market are trying to gain market share, including tech companies like Google and Apple; smartphone manufacturers like Samsung; and credit card companies like Visa and Mastercard.
Financial services technologies receiving the most investment and effort include those for:
=         Advanced platforms that enable mobile payments via smartphones, such as Apple Pay and Alipay (as an alternative to credit/debit cards and cash).
=         Artificial intelligence-driven, online management of investment accounts (“robo-investing”), with the effect of reducing management fees while increasing convenience for consumers.
=         Online lending, by firms such as OnDeck, taking some of the friction and frustration out of the borrowing process, particularly for small businesses, but also for consumers.
=         Online payments, enabled by firms such as PayPal, Zelle, Stripe and Square.
=         Online transfer of international payments.
=         Cybersecurity tools that attempt to combat online banking and payments fraud, including better online ID verification, safer login and easier use of online forms for completion of new financial account applications.


Top Companies Profiled

The following is a partial listing for this industry. As a subscriber, you will have access to the leading companies and top growth companies. This includes publicly-held, private, subsidiary and joint venture companies, on a global basis as well as in the U.S.

Hundreds of Top Companies Profiled, Including:


Key Findings:

  • Plunkett Research analyzes the top trends changing the industry, and provides in-depth industry statistics. In addition, this publication profiles the 450 companies in the Banking, Mortgages & Credit Industry.

Available Formats:

  • Printed Almanac: 978-1-62831-597-4 ISBN (Available Now)
  • E-book: 978-1-62831-925-5 (Available Now)
  • Plunkett Research Online (Subscribers)

Key Features Include:

  • Industry trends analysis, market data and competitive intelligence
  • Market forecasts and Industry Statistics
  • Industry Associations and Professional Societies List
  • In-Depth Profiles of hundreds of leading companies
  • Industry Glossary
  • Link to our 5-minute video overview of this industry

Pages: 656

Statistical Tables Provided: 14

Companies Profiled: 494

Geographic Focus: Global

Price: $379.99

Key Questions Answered Include:

  • How is the industry evolving?
  • How is the industry being shaped by new technologies?
  • How is demand growing in emerging markets and mature economies?
  • What is the size of the market now and in the future?
  • What are the financial results of the leading companies?
  • What are the names and titles of top executives?
  • What are the top companies and what are their revenues?

This feature-rich book covers competitive intelligence, market research and business analysis—everything you need to know about the banking, mortgages & credit business including:

  1. Introduction to the Banking, Mortgages & Credit Industry
  2. The Coronavirus’ Effect on the Banking, Mortgages & Credit Industry
  3. Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $37.2 Trillion
  4. Basel III, Dodd-Frank Act and Volcker Act Increase Regulation/European Solvency II and MiFID 2 Take Effect
  5. Investment Firms and Banks Compete for Clients in High-Net-Worth Households
  6. Banks and Mobile Apps Vie for Previously Underserved Markets, Including Hispanics
  7. Walmart Offers Checking and Debit Service in the U.S./Banco de Walmart in Mexico
  8. China Sees Growth in Online Payments, Banking and Lending/Alipay Soars
  9. Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars
  10. Shadow Banking Soars with Non-Bank Alternatives, Online or Peer-to-Peer Lending and Crowdfunding
  11. The Internet, Smartphones and ATMs Replace Tellers and Branches
  12. Visa and MasterCard Enjoy Global Growth/Apple Card Use Soars
  13. Smartphones and Financial Technology (FinTech) Enable New Mobile Payment Methods
  14. Peer-to-Peer (P2P) Payment Systems, such as Zelle and Venmo, Soar in Popularity
  15. In Emerging Nations, mChek and M-PESA Enable Remote Banking via Smartphone
  16. Low Interest Rates Help Mortgage Originations
  17. Online Competition Changes the Mortgage Industry
  18. Hedge Funds Play a Major Role in Financial Products Including Derivatives, Lending and Insurance
  19. Financial Technology (FinTech) Enables Online Lending, Insurance and Online Robo
  20. Digital Currency, Bitcoin and Blockchain Technologies Advance
  21. Open Banking May Revolutionize the World of Banking and Finance
  22. The Future of Banking, Credit Cards, Mobile Payments and Mortgages

Banking, Mortgages & Credit Industry Statistics

  1. U.S. Banking, Mortgages & Credit Industry Statistics and Market Size Overview
  2. Global Banking, Mortgages & Credit Industry Statistics and Market Size Overview
  3. Top 50 U.S. Bank Holding Companies: June 30, 2021
  4. FDIC Insured Institution Statistics: 2nd Quarter 2021
  5. Assets & Liabilities of FDIC-Insured Commercial Banks, Grouped by Asset Size: June 2021
  6. Deposits, Income & Expenses of FDIC-Insured Commercial Banks: 2016-June 2021
  7. Prime Interest Rate, U.S.: 1955-October 2021
  8. Bond Yields & Interest Rates, U.S.: Selected Years, 1950-2019
  9. Employment in the Banking Industry, U.S.: 2015-July 2021
  10. Homeownership Rates by Region, U.S.: Selected Years, 1995-2020
  11. New Privately-Owned Housing Units Started, U.S.: 1980-2020
  12. Mortgage Loans Outstanding, U.S.: 1981-2nd Quarter 2021
  13. Consumer Credit Outstanding, U.S.: 1972-June 2021
  14. Terms of Credit at Commercial Banks, U.S.: 2016-2nd Quarter 2021

Companies Mentioned Include:

  • Ace Cash Express Inc
  • Alliance Data Systems Corporation
  • Toyota Motor Credit Corp
  • American Express Co
  • General Motors Financial Company Inc
  • Anchor BanCorp Wisconsin Inc
  • Annaly Capital Management Inc
  • Associated Banc-Corp
  • Astoria Financial Corporation
  • TD Bank NA

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eBook or Book:

This industry onlyPublication date: Nov 2020
ISBN-13: 978-1-62831-925-5
ISBN-13: 978-1-62831-597-4