Financial Technology (FinTech) Is Driven by Mobile Payments, Lending, Insurance and Simplified Online Investment Management, Business and Industry Trends Analysis

Financial technology, often referred to as FinTech, has entered generation 2.0.  Generation 1.0 was the convenience and market-wide acceptance of managing bank and other financial accounts online.  2.0 is about revolutionizing the management and processing of money. While making payments by smartphone as opposed to cash or credit/debit cards, represents a very small portion of total U.S. retail sales, the activity has been growing at a rapid rate, and market share will continue to increase.  A vast amount of effort and money is being invested in creating compelling payment systems.  This field is often referred to as “mobile commerce,” which…

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