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Wal-Mart Offers Checking and Debit Service in the U.S./Banco de Wal-Mart in Mexico, Business and Industry Trends Analysis

For years, Walmart, the world’s largest retailer, unsuccessfully attempted to acquire a bank charter in the U.S., which would enable it to offer banking services to its enormous customer base (Walmart has a bank charter for its stores in Mexico and a charter in Canada, but not in America). While Walmart cannot operate as a bank in the U.S., it can enable banking firms to offer their products in Walmart stores.  Green Dot Corp., an FDIC member bank, offers checking accounts in Walmarts to anyone over 18 years of age who meets the requirements of an identification check.  These GoBank…

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