The Coronavirus’ Effect on the Insurance Industry, Business and Industry Trends Analysis

The Coronavirus pandemic had profound effects on the insurance industry.  A combination of health concerns and shelter-at-home orders in countries around the world brought many industries and companies to a temporary standstill, which spurred “business interruption insurance” claims against insurers.  Insurers were also been hard hit by claims from businesses that cancelled events (event cancellation insurance) or those that were unable to operate at pre-pandemic levels.  Life insurance claims also rose due to the Coronavirus-related deaths.  In addition, insurance underwriters faced increased claims for workers compensation insurance (which covers injuries to employees), including claims from health care workers and first-responders…

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