Sophisticated Risk Management and Prevention Programs Lead to Lower Losses, Business and Industry Trends Analysis

In the same way that preventive medicine can lead to fewer illnesses, risk management tools can lead to lower losses from catastrophes, higher profits for underwriters, lower premiums and happier clients.  Many losses can be prevented or reduced through increased levels of inspection; improved construction and design; and better maintenance and safety practices.  For example, employers have long recognized that better safety programs and employee education in the workplace will lead to reduced workers’ compensation claims.  The same logic applies across a broad range of insured businesses.  As corporate clients around the world have become more focused on expense control…

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