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Insurance Companies Change Strategies Due to Affordable Care Act (ACA), Business and Industry Trends Analysis

The Patient Protection and Affordable Care Act (ACA) completely changed the rules for health insurance underwriters as well as care providers.  Most of these insurance firms are of massive scale.  These are among the largest corporations in the U.S., and they have grown to such size by analyzing care providers, patient needs and treatment outcomes in an effort to provide effective coverage while attempting to control costs.  Their business requires enormous computer and data mining power, along with legions of claims administrators and utilization managers.  It is an extremely complex business, subject to very exacting regulation.  Prior to the ACA,…

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