Health Sharing Ministries Attract Millions of Members, Business and Industry Trends Analysis

  As of mid-2019, more than 1 million Americans had joined religious health groups known as health sharing ministries.  These programs are less expensive for members than traditional health insurance and rely on many healthy members with few or no payments to allow substantial payments for those who need expensive treatment.  It is basically a cost sharing agreement among members with similar religious beliefs. The plans are somewhat limited in that they generally do not cover pre-existing conditions or preventive services (e.g. check-ups, mammograms, colonoscopies).  Abortions, birth control and addiction treatments are also not typically covered.  Examples include Christian Healthcare…

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