Employers Push Health Care Costs onto Employees, Business and Industry Trends Analysis

As employers face continued growth in health care costs, they are shifting more of the burden onto employees.  According to the Kaiser Family Foundation, for 2018 employees were paying, on average, $5,547, or 28% of the total premium, as their share of the cost of covering a typical family (in addition to the $14,069 paid on average by the employer).  The Foundation also reported that 85% of covered workers had a general deductible in 2018, up from only 47% in 2009.  The average single deductible was $1,573 in 2018 (compared to $735 in 2008).  This means that covered employees are…

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