Aging Populations Create Challenges and Opportunities for the Insurance Industry, Business and Industry Trends Analysis

The aging of populations in the U.S., Japan, and China, along with much of the EU and many other regions will create both challenges and opportunities for insurance companies.  For example, as large segments of the population age and retire, they will rely more and more on asset management and retirement products for income, rather than their previous salaries.  The annuity and life insurance business will evolve as these customers age.  In America, there will be huge new opportunities to sell health insurance policies that supplement Medicare, as well as long term care insurance.  Also, well-run insurance underwriters will create…

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