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China’s Banking Market Slows, Business and Industry Trends Analysis

A significant number of Chinese consumers are enjoying upper class incomes equal to those found in wealthy households in America or Europe. That means tens of millions of additional Chinese are purchasing imported food brands, driving luxury automobiles, buying jewelry from Tiffany and Cartier and wearing designer clothes. China is a ripe market for a broad array of financial outlets, products and services, from credit cards to insurance to mortgages and personal loans.

Many banks in China are offering mortgages, automobile loans, credit cards and other kinds of modern financial products. The government’s official policy is to boost household spending, and modern lending will be required to meet this goal. Mortgages have been available only since the late 1990s.

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