Insurance & Risk Management Business Trends Analysis

In March 2010, President Obama signed the Patient Protection and Affordable Care Act (ACA). It was designed to force health insurance firms to provide more coverage, force more individuals and employers to participate in health care insurance and increase the number of people who qualify for Medicaid. Provisions that took effect within the first six months of signing included coverage for adult children up to age 26 on their parents’ policies; making it unlawful for insurers to place lifetime caps on payouts or deny coverage should a policy holder become ill; and new policies being required to pay the full cost…

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