| Chapter 1:
Major Trends Affecting the Insurance Industry |
1 |
|
1) Introduction to the Insurance
Industry |
1 |
|
2) Aging Populations Create Challenges and
Opportunities for the Insurance
Industry |
2 |
|
3) Hurricanes Katrina and Rita Cost Insurers
a Bundle and Drive Changes in the
Industry
|
3 |
|
4) Selling Insurance to Consumers in Discount
Stores May Grow
|
4 |
| |
5) Bid-Rigging, Contingent Fee and Misleading
Accounting Scandals Rock the
Insurance
Industry |
4 |
| |
6) Sophisticated Risk Management and Prevention
Programs Lead to Lower
Losses |
5 |
| |
7) Independent Agencies Continue to Dominate
Commercial Insurance but Play a
Lesser
Role in Personal Lines |
5 |
| |
8) Direct Selling and E-Commerce Grow |
5 |
| |
9) Technology Drives Efficiencies in Back
Office Tasks, Underwriting, Agency
Networks and Customer Service |
7 |
| |
10) Homeowner’s Insurance Passes More
Risk to the Policy Holders and Relies on
Sophisticated Risk Analysis Tools to Set Rates |
8 |
| |
11) Insurance Industry Mergers and Acquisitions
Continue |
8 |
| |
12) No End in Sight to the Growth of Specialized
Insurance Lines
|
9 |
| |
13) Variable Annuity Accounts Top $1.1 Trillion
in the U.S., While Costs and Sales
Practices are Scrutinized |
9 |
| |
14) Major U.S., Japanese and European Insurance
Firms See Vast Promise in the
Chinese Market |
10 |
| |
15) Continued Rise in Health Care Costs |
10 |
| |
16) Employers Push Health Care Costs onto
Employees |
11 |
| |
17) Health Savings Accounts and Health Reimbursement
Accounts Gain Traction |
11 |
| |
18) Managed Care Becomes More Patient-Friendly |
12 |
| |
19) Growing Use of Managed Care by Medicare |
13 |
| |
20) Malpractice Suits Are Blamed for Rising
Health Care Costs |
14 |
| |
21) Medicare Changes Include Drug Benefits
for Seniors for the First Time |
15 |
| Chapter
2: Insurance Industry Statistics |
16 |
| |
U.S. Insurance Industry Overview |
17 |
| |
Annual Merger & Acquisition Deal Volume,
U.S. Insurance Industry: 2000-2005 |
18 |
| |
Largest U.S. Insurance Industry Merger
& Acquisition Deals, 2005 |
19 |
| |
Employment in the U.S. Insurance Industry:
1994-2005 |
20 |
| |
Assets and Liabilities of U.S. Life Insurance
Companies: 1999-2005 |
21 |
| |
Assets and Liabilities of U.S. Property-Casualty
Insurance Companies: 1999-2005 |
22 |
| |
Top 25 Largest Insurance Companies Worldwide
by Revenues, 2004 |
23 |
| |
Top 10 Largest U.S. - Based Publicly Traded
Insurance Companies by Revenues, 2004 |
24 |
| |
Top 10 Global Life Insurance Companies by
Revenues, 2004 |
25 |
| |
Top 10 Global Property and Casualty Companies
by Revenues, 2004 |
26 |
| |
Top 10 Global Health Insurance Companies
by Revenues, 2004 |
27 |
| |
The Nation's Health Dollar, 2005 (Estimated)
Where It Came From |
28 |
| |
Employers' Costs for Health Insurance, Amount
and Percent of Total Compensation, U.S.: Selected Years
2000-2004 |
29 |
| |
Percent of Persons Under Age 65 with Public
Health Plan Coverage and Private Health Insurance Coverage,
by Age Group, U.S.:1997-2004 |
30 |
| |
People Without Health Insurance for the
Entire Year, U.S.: 2002, 2003 and 2004 |
31 |
| |
Medicare Deductible, Co-Payment and Premium
Amounts, 2005 |
32 |
| |
Most Frequent Perils Leading to Homeowners
Insurance Claims |
33 |
| |
U.S. Automobile Insurance Costs Per Year,
2005 |
34 |
