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CARDTRONICS INC www.cardtronics.com
Industry Group Code: 522320
Ranks within this company's industry group:
Sales: 2 Profits: 3
Management Sales/Marketing Liberal Arts
Management Trainees: Y Mktg. Professionals: Y Gen. Writing/Editing: Y
Experienced Mgmt.: Y Retail Sales: Technical Writing: Y
International Business: Y Comm./Industrial: Y Graphic Arts/Photography:
MBA Gradudates: Y Sales Trainees: Y Music:
Advertising Pros.: Y Broadcasting:
Other:
Information Systems Professionals Technical/Scientific
Info. Management: Y Finance/Accounting: Y Engineers, Elec.:
Software Dev.: Y Law: Y Engineers, Other:
Hardware Dev.: HR/Other: Y Health/Lab:
Consulting/Other: Training: Y Scientists/Research:
Health Care: Petroleum/Chemicals:
Consulting: Math/Other:
TYPES OF BUSINESS:
ATM Network Management
ATM Process Outsourcing
Primary Branding Programs





BRANDS/DIVISIONS/AFFILIATES:
Allpoint Network







CONTACTS: Note: Officers with more than one job title may be intentionally listed here more than once.
Steven Rathgaber, CEO
J. Chris Brewster, CFO
Tom Pierce, Chief Mktg. Officer
Debra Bonder, Exec. VP-Human Resources
Jerry Garcia, CIO
Bill Knoll, Exec. VP-Prod. Mgmt.
Michael E. Keller, General Counsel/Corp. Sec.
James Bettinger, Exec. VP-Global Oper.
Todd Ruden, Sr. VP-Planning/Treas.
Brad Conrad, Chief Acct. Officer
Rick Updyke, Pres., U.S. Bus. Group
Michael Clinard, Pres., Global Svcs.
Tres Thompson, Exec. VP-Domestic ATM Svcs.
Ben Psillas, Pres., Allpoint Network
Dennis Lynch, Chmn.
Ron Delnevo, Managing Dir.-U.K. & Europe
Phone: 832-308-4000
Fax: 832-308-4001
Toll-Free: 800-786-9666
Address:
3250 Briarpark Dr., Ste. 400
Houston, TX 77042 US
GROWTH PLANS/SPECIAL FEATURES
Cardtronics, Inc. is a single-source provider of automated teller machines (ATMs), ATM management and equipment related services. Its clients include large, national retailers, as well as smaller retailers and operators of facilities such as shopping malls and airports. Cardtronics operates more than 33,700 ATMs throughout the U.S., the U.K., Puerto Rico and Mexico. Approximately 11,600 of the company’s ATMs are under contract with banks for the placement of the banks’ logos on the machines. The company also operates the Allpoint Network, one of the largest surcharge-free ATM networks in the U.S. based on the number of participating ATMs. Cardtronics deploys and operates its ATMs under two types of arrangements with its merchant customers: company-owned and merchant-owned. Under company-owned arrangements, which represent roughly 68% of its ATM network, Cardtronics provides the ATM and is typically responsible for all aspects of its operation, including transaction processing, procuring cash, supplies and telecommunications as well as routine and technical maintenance. Under merchant-owned arrangements, which represent roughly 32% of its ATM network, the merchant owns the ATM and is usually responsible for providing cash and performing simple maintenance tasks, while Cardtronics provides more complex maintenance services, transaction processing and connection to electronic funds transfer networks. The company’s revenues are recurring in nature and are primarily derived from ATM surcharge fees, which are paid by the cardholders, and interchange fees, which are paid by the cardholder’s financial institution. Additional revenue is generated by branding company ATMs with signage from banks and other financial institutions, resulting in surcharge-free access to its ATMs. In October 2010, through a partnership with Australia’s Customers Ltd., the Allpoint Network was expanded into Australia. In January 2011, the network was extended into Mexico. Employees are offered medical, dental and vision insurance; health care and dependent care spending accounts; life and disability coverage; and a 401(k).
FINANCIALS: Sales and profits are in thousands of dollars-add 000 to get the full amount. Yr. 2010 note: Fiscal 2010 results were not available for all companies at press time.
  • 2010 Sales: $532,078
  • 2009 Sales: $493,353
  • 2008 Sales: $493,014
  • 2007 Sales: $378,298
  • 2006 Sales: $293,605
  • 2010 Profits: $41,133
  • 2009 Profits: $5,771
  • 2008 Profits: ($72,937)
  • 2007 Profits: ($27,090)
  • 2006 Profits: ($531)
Stock Ticker: CATM Employees: 535 Fiscal Year Ends: 12/31
SALARIES/BENEFITS:
Pension Plan:
ESOP Stock Plan:
Profit Sharing:
Savings Plan: Y
Stock Purch. Plan:
Top Exec. Salary: $370,800
Bonus: $370,800
Second Exec. Salary: $302,500
Bonus: $302,500
OTHER THOUGHTS:
LOCATIONS: ('Y' = YES)
Apparent Top Female Officers: 1
Hot Spots for Advancement for Women/Minorities:
WSWNWSENEINTER.
Y YY
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