Plunkett Research^®, Ltd.

U.S. Banking, Mortgages & Credit Industry Overview

Amount

Units

Year

Source

Total Number U.S. FDIC-Insured Banks & Savings Assocs.

7,513

Companies

2011(Q2)

FDIC

Commercial Banks

6,413

Companies

2011(Q2)

FDIC

Total Offices

87,873

Offices

2011(Q2)

FDIC

Total Assets

12.36

Tril. US$

2011(Q2)

FDIC

Total Deposits

8.85

Tril. US$

2011(Q2)

FDIC

Total Liabilities

10.98

Tril. US$

2011(Q2)

FDIC

Equity Capital

1.41

Tril. US$

2011(Q2)

FDIC

Savings Associations

1,100

Companies

2011(Q2)

FDIC

Total Offices

10,319

Offices

2011(Q2)

FDIC

Total Assets

1.23

Tril. US$

2011(Q2)

FDIC

Total Liabilities

1.09

Tril. US$

2011(Q2)

FDIC

Total Deposits

910.47

Bil. US$

2011(Q2)

FDIC

Number of U.S. Credit Unions

7,339

Companies

2010

NCUA

Total Assets

914.5

Bil. US$

2010

NCUA

Total Liabilities

36.8

Bil. US$

2010

NCUA

Total Employment in the U.S. Banking & Credit Industries

2,545.3

Thous.

2011¹

BLS

Commercial Banks

1,329.7

Thous.

2011¹

BLS

Savings Institutions

187.6

Thous.

2011¹

BLS

Credit Unions

246.9

Thous.

2011¹

BLS

Nondepository credit intermediation

546.1

Thous.

2011¹

BLS

Total Number of ATM Terminals, U.S.

401,500

2011

Tremont

Total Consumer Credit Outstanding, U.S.

2.43

Tril. US$

2011¹

Fed

U.S. Homeownership Rate

66.9

%

2010²

Census

Total Housing Starts, U.S. (Single Family)

428

Thousand

2011³

Census

Total Mortgages Outstanding, U.S.

13.64

Tril. US$

2011 (Q2)

Fed

1-4 Family Home Mortgages Outstanding, U.S.

10.40

Tril. US$

2011 (Q2)

Fed

Existing Single Family Home Sales (Units), U.S.

5.03

Million

2011⁴

NAR

Avg. Purchase Price, New Conventional Single-Family Home, U.S.

272.9

Thous. US$

2010

Census

Total Mortgage Delinquency Rate in 2011, U.S.⁶

8.44

%

2011(Q2)⁵

MBA

Total Mortgage Delinquency Rate in 2010, U.S.⁶

9.85

%

2010 (Q2)⁵

MBA

Percent Decrease in Delinquency Rates from 2010-2011

16.71

%

¹ Preliminary numbers as of July 2011.  ² As of the end of December 2010.  ³ Last four quarters ending 2nd quarter 2011.  ⁴ Seasonally Adjusted Annual Rate; 12 Month period ending in August 2011.  ⁵ Seasonally adjusted annual rate.  ⁶ Refers to 1-4 unit residential properties.

FDIC = Federal Deposit Insurance Corporation; NCUA = National Credit Union Administration; ICI = Investment Company Institute; BLS = U.S. Bureau of Labor Statistics; PRE = Plunket Research Estimate; Census = U.S. Census Bureau; NAR = National Association of Realtors; Fed = U.S. Federal Reserve Board; MBA = Mortgage Bankers Association; Tremont = Tremont Capital Group.

Source: Plunkett Research, Ltd.  Copyright © 2011, All Rights Reserved

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