BANKING, MORTGAGES & CREDIT INDUSTRY STATISTICS

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A complete analysis of the Banking, Mortgages & Credit industry, including trends, statistics and profiles of the 350 most successful Banking, Mortgages & Credit companies, is available in the Banking, Mortgages & Credit Industry Almanac.

U.S. Banking, Credit and Mortgages Industry Overview
	Amount	Units	Year	Source
Total Number U.S. FDIC Insured Banks	9,086		2005	FDIC
Total Number U.S. FDIC Insured Bank Assets	$8.7	trillion	2005	FDIC
Total Number U.S. FDIC Insured Branch Banks	89,914		2005	FDIC
Number of U.S. Credit Unions	9,198		2005	CUNA
Total U.S. Credit Union Assets	$691.0	billion	2005	CUNA
Total Employment in the U.S. Banking Industry	1,806,000		2005	BLS
Commercial Banks	1,313,400		2005	BLS
Savings Banks	253,500		2005	BLS
Credit Unions	242,400		2005	BLS
Average Monthly ATM Transactions (Per Terminal), U.S.	2,400		2004	ATM
Total Number of ATM Terminals, U.S.	383,000		2004	ATM
ATMs at Non-Bank Locations	263,000		2004	ATM
Total ATM Transactions Per Month1, U.S.	0.9	billion	2004	ATM
Total ATM Transactions Per Year, U.S.	11.0	billion	2004	PRE
Total Consumer Credit Outstanding, U.S.	$2.1	trillion	2005	FRS
U.S. Homeownership Rate	69%		2004	FRS
Total Housing Starts, U.S. (Single and Multi-Family)	2	million	2005	NAHB
New Single Family Home Starts (units), U.S.	1.7	million	2005	NAHB
Existing Single Family Home Sales (units), U.S.	7	million	2005	NAR
Existing Home Price (median), U.S.	$208,400		2005	NAR
Total 1-4 Family Home Mortgage Originations, U.S.	$2.6	trillion	2005	MBAA
Home equity loans originated	$400.0	billion	2004	PRE
Mortgage Refinancing, U.S.	$1.2	trillion	2005	MBAA
Total Mortgages Outstanding, U.S.	$10.5	trillion	2005	FRS
Total Mortgage Delinquency Rate, U.S.	4.3	%	2004	MBAA
Total Foreclosure Rate, U.S.	1.3	%	2004	MBAA
Percent of U.S. Households with Payment Cards2	73	%	2004	Various
Amount Purchased with Payment Cards2	$2.0	trillion	2004	Various
Consumer Credit Outstanding	$2.1	trillion	2005	FRS
ATM = ATM & Debit News
BLS = U.S. Department of Labor, Bureau of Labor Statistics
CUNA = Credit Union National Association
FRS = Board of Governors of the Federal Reserve System
FDIC= Federal Deposit Insurance Company
MBAA = Mortgage Bankers Association of America
NAHB=National Association of Home Builders
NAR=National Association of Realtors
PRE = Plunkett Research Estimate
1Total network transactions include all deposits, withdrawals, transfers, payments, and balances inquiries performed on ATMs in the network, whether or not those transactions are switched through the network data center, as well as point of sale transactions on network terminals.
2Payment cards include charge/credit, signature debit and store credit cards.
Plunkett's Banking. Mortgage and Credit Industry Almanac 2006