| A Short Banking,
Mortgages & Credit Industry Glossary
|
i |
| Introduction
|
1 |
| How to use
this book |
3 |
| Chapter 1:
Major Trends Affecting the Banking, Mortgages &
Credit Industry |
7 |
|
1) Introduction to the Banking,
Mortgages & Credit Industry |
7 |
|
2) Branch Banking Booms While the Total
Number of Banking Companies Declines
|
9 |
|
3) Banks Vie for the Rapidly Growing Hispanic
Market
|
10 |
|
4) Mergers and Acquisitions Continue |
10 |
| |
5) National and International Bank Chains
Expand |
11 |
| |
6) Japan’s Parliament Agrees to Privatize
the Japan Post—One of the World’s
Largest Financial
Services Organizations |
12 |
| |
7) China’s Banking Market Looms Large |
12 |
| |
8) ATMs Evolve from Cash-Dispensing Machines
into Financial Services Depots |
13 |
| |
9) Non-Bank Competition Grows; Retailers
and Automobile Makers Become
Bankers |
14 |
| |
10) Banks See Growth in Online Services |
14 |
| |
11) Credit Cards Remain Competitive via
Cutting-Edge Technology |
15 |
| |
12) Smart Phones May Replace Smart Cards
|
16 |
| |
13) U.S. Consumers Allowed Free Access to
Their Credit Reports
|
17 |
| |
14) U.S. Homeowners Refinanced Vast Amounts
of Mortgages |
17 |
| |
15) Home Equity Borrowing Soars Along with
Home Values |
18 |
| |
16) Total Mortgage Originations Remain High
Despite Rising Interest Rates |
19 |
| |
17) Mortgage Borrowers Turn to ARMs, Interest-Only
Loans and Hybrids as Interest Rates Rise |
19 |
| |
18) Mortgage Market Facts |
20 |
| Chapter
2: Banking, Mortgages & Credit Industry Statistics |
25 |
| |
U.S. Banking, Credit and Mortgages Industry
Overview |
26 |
| |
I. Banking |
27 |
| |
Assets and Liabilities of FDIC-Insured Commercial
Banks, Grouped by Asset Size, June 2005 |
28 |
| |
Assets of Foreign Banking Offices in the
U.S.: 2001-June 2005 |
29 |
| |
Deposits, Income and Expenses of FDIC-Insured
Commercial Banks: 2000-June 2005 |
30 |
| |
World’s Top 10 Banks by Total Assets,
June 2005 |
31 |
| |
Top 50 U.S. Bank Holding Companies as of
June 2005 |
32 |
| |
Employment in the U.S. Banking Industry:
1999-August 2005 |
34 |
| |
II. Mortgages |
35 |
| |
Mortgage Loans Outstanding, U.S., 1975-2004 |
36 |
| |
U.S. Home Mortgages, by Holder: 1999-2004 |
37 |
| |
Home Equity Loans, by Holder, U.S.: 1998-2004
|
38 |
| |
Top Ten U.S. Mortgage Finance Companies,
2004 |
39 |
| |
New Privately-Owned Housing Starts, U.S.:
1980-2005 |
40 |
| |
U.S. Home Ownership Rates, by Region: 1990-2004 |
41 |
| |
U.S. Home Ownership Rates by Race and Ethnicity
1995-2004 |
42 |
| |
III. Credit |
43 |
| |
Consumer Credit Outstanding, U.S.: 1965-August
2005 |
44 |
| |
Consumer Credit Outstanding by Major Holders,
U.S.: 2000-August 2005 |
45 |
| |
Top 10 Credit Card Issuers, U.S., June 2005 |
46 |
| |
Savings and Investment, U.S.: 1960-June
2005 |
47 |
| |
Terms of Credit at Commercial Banks: 2000-August
2005 |
48 |
| |
Prime Interest Rate, U.S. 1995-October 2005 |
49 |
| |
Bond Yields and Interest Rates, U.S.: Selected
Years 1940-September 2005 |
50 |
| Chapter
3: Important Banking, Mortgages & Credit Industry Contacts |
51 |
| |
Addresses, Phone Numbers and World Wide
Web Sites |
|
| Chapter
4: THE BANKING & LENDING 350: |
|
| |
Who They Are and How They Were
Chosen |
73 |
| |
Industry List, With Codes |
74 |
| |
Index of Rankings Within Industry Groups
|
76 |
| |
Alphabetical Index |
85 |
| |
Geographic Indexes |
|
| |
Index of Headquarters Location by
U.S. State |
88 |
| |
Index of Non-U.S. Headquarters Location
by Country |
91 |
| |
Index by Regions of the U.S. Where
THE BANKING & LENDING 350 Have
Locations |
93 |
| |
Index by Firms with Operations Outside
the U.S. |
101 |
| Individual
Data Profiles on Each of THE BANKING & LENDING 350 |
111 |
| Additional
Indexes |
|
| |
Index of Hot Spots for Advancement for
Women/Minorities |
436 |
| |
Index by Subsidiaries, Brand Names and
Selected Affiliations |
437 |
